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Insurance With Excellence, Integrity, and Innovation

Sureguard Insurance Agency, Inc. is celebrating 20 years of business.

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About Sureguard Insurance Agency, Inc.

Sureguard is celebrating 20 years in business. Our goal is to provide quality products from a range of insurance carriers, giving our clients the outstanding service they deserve, with competitive pricing.

As an independent agency, we are dedicated to helping you find insurance solutions for your business or your personal needs. As you can read in our numerous reviews, we value our relationships with our clients. We want to help you meet your needs—both now and in the future.

We are proud to be part of the United Agencies family of Agents. As a member of a large aggregate of agencies with approximately 30 member agencies we have great buying and negotiating clout with the carriers.

United Agencies just celebrated 60 years in business.
Sureguard established 1962 license # 0E20414.
United Agencies license # 0252636.
Please feel free to visit our United Agencies website at www.unitedagencies.com.

Meet Our Team

Get to know the team that’s here to help with your insurance needs.

Meet Our TeamLearn About Us

“I’ve come to you countless times over the last 17 years and no matter what my insurance question or need, you are quick and efficient with handling it. I have recommended you to all my friends and family—and you have provided them all with that same great customer service and helpfulness.”

Carolyn C.

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Protect Your Needs—Both Now and in the Future

Sureguard Insurance Agency, Inc. offers a variety of business insurance, personal insurance, employee benefits, and insurance by industry solutions to help you protect what matters most.

Business insurance helps you protect what you’ve built. Safeguard the future of your business with business insurance solutions.

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Personal insurance helps bring peace of mind for what matters most. Protect what is most important to you with personal insurance solutions.

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Employee benefits help your team and your business. Protect, attract, and retain your team by building an employee benefits package.

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Insurance by industry to help cover the unique needs of your business. We offer insurance by industry tailored to help safeguard your business.

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Other Insurance Solutions

The Independent Agency Advantage

What makes our independent insurance agency different?

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

An Independent Agency Gives You Options

We proudly represent Hanover, Safeco, Liberty Mutual, and more!

Insuring All 50 States

We are proud to serve clients locally in our two offices in Laguna Hills, CA, and Portland, OR, and across all 50 states. Contact us today to find out how we can start protecting what matters to you.

Our Associations

Partner-Hanover

Partner-Safeco

Business
Business Owners Policy (BOP)
Risk Factor

As a business owner, you've worked hard to build a solid business. But what happens when the unexpected happens? Are you covered?

Solution

A business owners policy is uniquely designed to protect your most important assets, including your business, its continuation, your employees, and your way of life. Discuss the details of this coverage with your agent and ensure that you're protected.

Errors and Omissions Liability (E&O)
Risk Factor

If you perform services for others, you are at risk of not doing the work correctly (errors) or not doing it at all (omissions). Lawsuits can arise claiming the error or omission harmed your client and caused them a financial loss.

Solution

Errors and omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions, or represents the needs of others. Ensure you have this important coverage if you perform services for clients.

Directors and Officers Liability Insurance (D&O)
Risk Factor

Directors and officers (such as board members) are exposed to increased risk factors and are held accountable for acts that claim negligence in the performance of their duties. Any resulting lawsuits are typically expensive to defend, resulting in potentially large settlements.

Solution

Obtain comprehensive coverage to protect senior individuals of your company. Directors and officers liability insurance provides coverage for the legal costs to defend a covered lawsuit and provides the money necessary for any settlement beyond the defense costs.

Commercial Umbrella
Risk Factor

What happens when your business faces a large liability loss that exceeds the basic limit of your standard policy?

Solution

A commercial umbrella policy provides high limits of insurance, typically between $2,000,000 and $10,000,000. Coverage is extended over your general liability insurance, workers' compensation, business auto, as well as directors and officers liability coverage. It provides a great safety net and helps ensure your business is well protected.

General Liability
Risk Factor

Businesses are susceptible to many risks, such as claims due to bodily injury, property damage, personal injury, and more.

Solution

General liability insurance is an absolute necessity for any business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.

Crime and Fidelity Bond
Risk Factor

What will you do if one of your trusted employees is found guilty of doing something dishonest?

Solution

Crime and fidelity coverage is designed to provide coverage for employee dishonesty, forgery and depository, theft, destruction and disappearance, and more. Discuss the details of this coverage with your agent to learn more.

Environmental Insurance
Risk Factor

Could your business cause damage to the environment? If so, are you covered?

Solution

Environmental insurance provides protection if an environmental catastrophe occurs.

Systems Breakdown
Risk Factor

With technology performing many tasks in today's world, a breakdown can cause a significant financial burden, including the cost to repair the equipment, the interruption of your business, as well as any lost income and extra expenses.

Solution

Comprehensive coverage provides protection against equipment mechanical breakdown. Discuss the details of what's covered with your insurance agent.

Workers' Compensation
Risk Factor

If one of your employees receives an injury or becomes ill due to a work-related occurrence, you are required by law to have the proper coverage in place.

Solution

Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law, so be sure that you understand your obligations.

Business Auto Insurance
Risk Factor

An auto accident can cause bodily injury or property damage to others for which you are responsible, potentially putting your business in financial jeopardy.

Solution

Business auto insurance provides coverage for vehicles owned or leased by a commercial enterprise and provides coverage for bodily injury, property damage, and other coverages, and includes both comprehensive and collision coverage.

Employment Practices Liability Insurance (EPLI)
Risk Factor

On average, it's estimated that three out of five businesses will be sued by their employees. While there is nothing you can do to prevent someone from filing a lawsuit, there is something you can do to limit the costs of defending a legal claim.

Solution

Obtain employment practices liability insurance to protect your business and its directors, officers, and employees from alleged employment-related acts such as wrongful termination, failure to promote, discrimination, and sexual harassment.

Cyber Liability
Risk Factor

The Internet has spun a whole new web of liability exposures. E-commerce, social networking, cloud storage, and other technologies bring great benefits to large and small businesses alike. But with these benefits also come challenges, including protection of privacy, data, and financial information of your customers.

Solution

Cyber liability coverage covers unauthorized access to electronic data or software within your network. It also provides coverage for spreading a virus, computer theft, extortion, or any unintentional act, mistake, error, or omission made by an employee. This coverage is quickly becoming more and more important as you embrace technology to help run your businesses.

Business Income
Risk Factor

What would you do if a fire impacted the operation of your business? Or what if a pipe leak caused a system outage or extended downtime? These and other events can destroy your ability to serve clients and bring in revenue, which can have a major long-term impact on the viability of your business.

Solution

Business income insurance compensates you for lost income if the business cannot operate as normal due to damage that is covered under your commercial property insurance policy, such as fire or water damage. Business interruption insurance covers the revenue you would have earned, based on your financial records, had the incident not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.

Commercial Property
Risk Factor

Your business property is a significant financial investment. What if something happens to it?

Solution

Commercial property insurance can help protect the property your business owns or leases, including things like equipment, inventory, furniture, and fixtures. Whether you own your building or lease your workspace, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.

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Our Clients Rave About Us

Check out our reviews and see why you should switch to Sureguard Insurance Agency, Inc.

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